Start with real life
Write down your non-negotiables and your flexible preferences separately. Think about everyday access, space, maintenance, and the places you travel to regularly. A beautiful room matters more when the rest of the home works for you.
Bring the whole cost into view
Discuss financing with your lender and look beyond the advertised price. Closing costs, insurance, taxes, association dues, utilities, and maintenance all deserve a place in the conversation. Request estimates for the actual property.
Ask about insurance early
Ask a licensed insurance professional about availability, coverage, and cost for the address you are considering. The California Department of Insurance provides consumer guides and resources to support that conversation.
Read, ask, and inspect
A listing is a starting point. Review disclosures, inspection reports, and association information when applicable. Ask which questions remain unanswered and which qualified professional should answer them.
Use the search tools you already like
Save homes on Zillow or another service you enjoy using, and share the links with Nannet. She can help you look past the photos, confirm details, and decide what is worth seeing in person.
Helpful sources.
General planning information, September 2026. Your transaction, contract terms, and property will determine the specific steps. Discuss legal, tax, lending, insurance, and technical questions with the appropriate qualified professionals.